Medicare Levy Surcharge Calculator

Find out if you owe the Medicare Levy Surcharge (MLS) and how much — it's different from the standard 2% Medicare Levy.

Situation

Annual income for MLS purposes (AUD)

Annual income for MLS purposes (AUD)$

Your taxable income (+ your spouse's, if family).

Do you have private hospital cover?

Result

You don't pay MLS

Your income is below the threshold — you don't pay MLS even without cover.

Warning: MLS isn't a progressive bracket — if your income crosses the threshold, the rate applies to your entire income, not just the excess. One extra dollar can cost hundreds in MLS.

Educational estimate using 2026-27 thresholds — these change every financial year. Not financial advice; your exact MLS income may include items beyond salary (fringe benefits, etc.).