Phase 1 of 3
Planning or just arrived?
From planning your move to your first days in Australia — everything you need, in the right order.
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Where are you right now?
Series
Tourism in Australia
Australia is a continent, not a city — here's how to plan your trip: when to go, which regions to visit, and how much it costs.
Essential articles
24 articlesOSHC: why couples pay up to 4x more than two singles in Australia — the logic behind the difference
A real quote shows couples pay 4x the combined price of two individual OSHC plans, with exactly the same coverage. Understand why this happens in OSHC (and why it's different for standard health insurance).
Genuine Student: why Australia is rejecting more student visas
Understand the Genuine Student requirement, what immigration officers assess in practice, which profiles face higher refusal risk, and how to strengthen your application.
Insurance and the psychology of risk: why immigrants think they're wasting money
Insurance feels like wasted money when you never use it — but that logic is a trap. Understand the psychology of risk and what's really at stake in Australia.
How to enrol your child in school in Australia
Complete guide to enrolling in an Australian public school: catchment zones, required documents, costs by visa type, and timelines by state.
How the Australian school system works
Complete guide to the Australian school system: 13 school years, types of school, costs, age cut-off dates by state, and preschool eligibility by visa type.
Child Care Subsidy: the subsidy that can cover up to 90% of childcare costs
The CCS can cover up to 90% of childcare costs in Australia. Learn how the income calculation works, the 2026 3-Day Guarantee, and how to apply through myGov.
Tools
Arrival Checklist
Everything you need to do before you board and after you arrive, organised by phase. Tick each item as you progress through your journey.
Net Pay Calculator
How much do you actually take home in Australia? Calculate your net pay including income tax, Medicare Levy and superannuation for your visa type.
Financial Planning
The spreadsheet already comes with reference values for 7 Australian cities and detailed cost categories — download it as-is to use directly in Excel, or open the interactive tool to fill in the fields and see charts, a 52-week projection and scenario comparison live. When you're done, export to Excel with your own numbers already in it.
How long do you have to get settled?
Find out your financial runway and what to prioritise in the first months — before diving into the guides.
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