Financial Planning — First 12 Months
Simulate your finances for the first 52 weeks in Australia. Fill in the fields and see live results — the same mechanics as our spreadsheet, right on the site.
1. City and visa
2. Scenario
3. Fixed costs (per week)
4. Variable costs (per week)
5. Initial and renewal costs
"Week" is which of the 52 weeks this cost hits in the projection — week 1 = pre-arrival/arrival, week 52 = visa renewal at the end of year 1. You can adjust it item by item.
6. Income
This tool projects income as constant across the 52 weeks — it doesn't simulate a mid-year raise. For that, download the Excel file: the exported spreadsheet is the real one, with formulas, and lets you adjust hours worked week by week in the "PROJEÇÃO 52 SEMANAS" tab. To edit income directly (e.g. a raise), unlock the sheet via Review → Unprotect Sheet, password ArrivoAU (documented in the "COMO USAR" tab).
Projection results
Final balance (week 52)
$5,939
Financial risk
LOW
Average weekly income
$1,043
Average weekly cost
$1,314
Weeks of financial safety
15.2
Week the money runs out
Never (positive balance)
You're already positive — no adjustment needed.
Projected balance over 52 weeks
Scenario comparison (final balance)
Cost distribution (with initial costs)
Cost distribution (without initial costs)
Informational tool based on average market values. Real costs vary by situation — use as a starting point, not a guarantee.