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Guides for those already settled in Australia who want to make the most of it.
Essential articles
14 articlesSuperannuation for immigrants — complete guide
What super is, how to create your fund, how to consolidate multiple funds and how to claim your money back (DASP) when leaving Australia.
DASP: how to claim your superannuation when leaving Australia
What DASP is, who is eligible, how much you will receive after tax, and what to do before leaving Australia so you don't lose money.
How to Apply for DASP — Step-by-Step Guide
Complete guide to applying for DASP after leaving Australia: online system screen by screen, NAT 7204, NAT 74880, Form 1194, payment options and common problems.
How to consolidate your superannuation in Australia
Step-by-step guide to merging all your super accounts into one: how to check, transfer via myGov or your fund's website, what to do about linked insurance, and why consolidating before claiming DASP makes everything easier.
Tax Return in Australia — how to lodge and get your refund
How to lodge your Australian tax return, when to do it, how much you can get back, and what expenses are deductible.
Medicare in Australia — who can access it, how it works, and how to enrol
Complete guide to Australian Medicare for immigrants: who has access by visa type, how to enrol through myGov, what is covered, what is not covered, and when you need private health insurance.
Tools
Financial Journey Spreadsheet
One of the most important tools for your Australian journey. Project your costs before arriving or track your actual expenses after you land. Reference values by city to help you compare and plan.
Net Pay Calculator
How much do you actually take home in Australia? Calculate your net pay including income tax, Medicare Levy and superannuation for your visa type.
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