Retirement (Super) Projection
Simulate how much your superannuation could be worth in the future — with compound growth and the effect of contributing beyond the employer minimum.
1. Your details
2. Extra contribution (optional)
3. Expected return
4. Drawdown phase
Individual account, not a pooled pension fund — the risk here isn't actuarial, it's simple: the money runs out before you do, or there's money left over after.
Starts from your projected retirement balance: $1,130,110
Projection result
35 years until target age
Projected balance (employer minimum only)
$1,130,110
Total contributed (net of tax)
$267,750
Scenario range (return ±2%)
Pessimistic
$716,796
Realistic
$1,130,110
Optimistic
$1,821,761
Projected balance by age
How long the money lasts
At age 85
$987,307
At age 90
$930,394
At age 95
$861,151
Retirement balance by age
How much you can withdraw until that age
If you want the money to last exactly until that age (no more, no less), this is the sustainable amount — not a simulation of your spending, it's the reverse calculation.
At age 85
Per year
$83,156
Per month
$6,930
Per week
$1,599
At age 90
Per year
$72,341
Per month
$6,028
Per week
$1,391
At age 95
Per year
$65,354
Per month
$5,446
Per week
$1,257
Educational estimate. Investment returns vary year to year (and can be negative in individual years), and the employer contribution rate (12%) can change through legislation. Not financial advice or a guaranteed outcome. Understand the difference between INSS and Super